There are several options available for a 40 inch TV under 20000 INR. Here are a few recommendations:
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Mi TV 4A Horizon Edition 40-Inch Full-HD Android Smart LED TV: This TV from Mi is priced at around 19,999 INR and comes with a full-HD resolution and Android operating system. It also has built-in Google Assistant and Chromecast support.
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Kodak 40FHDX7XPRO 40 inch Full HD LED Smart TV: This TV from Kodak is priced at around 16,999 INR and comes with a full-HD resolution and smart features like Android operating system, Google Assistant, and Wi-Fi connectivity.
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Power Guard PG40SVC 40 inch HD Ready LED Smart TV: This TV from Power Guard is priced at around 16,999 INR and comes with a HD Ready resolution and smart features like Android operating system, Google Assistant, and Wi-Fi connectivity.
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Shinco SO42AS-E50 40 inch Full HD LED TV: This TV from Shinco is priced at around 13,499 INR and comes with a full-HD resolution and built-in speakers. However, it does not have smart features or Wi-Fi connectivity.
It's always a good idea to read customer reviews and compare features before making a purchase.